This disclaimer ("Disclaimer", "Agreement") is an agreement between Dial A Friend Pty Ltd ("Dial A Friend Pty Ltd", "us", "we" or "our") and you ("User", "you" or "your"). This Disclaimer sets forth the general guidelines, terms and conditions of the http://www.dialafriend.com.au website and any of its products or services (collectively, "Blog" or "Website").

Representation

Any views or opinions represented in this Blog reflect the views and opinions of Dial A Friend Pty Ltd, its affiliates, writers or employees. Any views or opinions are not intended to malign any religion, ethnic group, club, organization, company, or individual.

Content and postings

You may print a copy of any part of this Blog for your own personal, noncommercial use, but you may not copy any part of the Blog for any other purposes, and you may not modify any part of the Blog. Inclusion of any part of this Blog in another work, whether in printed or electronic or other form, or inclusion of any part of the Blog in another website by linking, framing or otherwise without the express permission of Dial A Friend Pty Ltd is prohibited.

You may submit comments for articles on the Blog. By uploading or otherwise making available any information to Dial A Friend Pty Ltd in the form of user generated comments or otherwise, you grant Dial A Friend Pty Ltd the unlimited, perpetual right to distribute, display, publish, reproduce, reuse and copy the information contained therein. You may not impersonate any other person through the Blog. You may not post content that is defamatory, fraudulent, obscene, threatening, invasive of another person's privacy rights or that is otherwise unlawful. You may not post content that infringes on the intellectual property rights of any other person or entity. You may not post any content that includes any computer virus or other code designed to disrupt, damage, or limit the functioning of any computer software or hardware. By submitting or posting content on the Blog, you grant Dial A Friend Pty Ltd the right to edit and remove any content or comment.

Indemnification and warranties

While we have made every attempt to ensure that the information contained in this Blog is correct, Dial A Friend Pty Ltd is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information in this Blog is provided "as is", with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied. In no event will Dial A Friend Pty Ltd, or its partners, employees or agents, be liable to you or anyone else for any decision made or action taken in reliance on the information in this Blog or for any consequential, special or similar damages, even if advised of the possibility of such damages. Information in this Blog is for general information purposes only and is not intended to provide legal, financial, medical, or any other type of professional advice. Please seek professional assistance should you require it. Furthermore information contained in this Blog and any pages linked to from it are subject to change at any time and without warning.

We reserve the right to modify this dislcaimer at any time, effective upon posting of an updated version of this Disclaimer on the Blog. When we do we will revise the updated date at the bottom of this page. Continued use of the Blog after any such changes shall constitute your consent to such changes.

Acceptance of this disclaimer

You acknowledge that you have read this Disclaimer and agree to all its terms and conditions. By accessing the Blog you agree to be bound by this Disclaimer. If you do not agree to abide by the terms of this Disclaimer, you are not authorized to use or access the Blog.

Contacting us

If you have any questions about this Disclaimer, please contact us.

This document was last updated on September 8, 2016